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Choosing your Target Retirement Age

If you're invested in a Lifestyle strategy, you should think about choosing a Target Retirement Age (TRA).

​This could be earlier or later than your section's Normal Retirement Age (which is usually between 60 and 65).

Your TRA triggers an automatic process ten years before you retire to make sure your funds are ​put into lower risk investments.

​Your minimum TRA is 50 or 55 depending on when you joined the Scheme. Your maximum TRA is 75. If you don't choose a TRA, you will be defaulted to your Normal Retirement Age.

So please check and let RPMI know your ​TRA, ​or you may be invested in funds that don’t suit your ​needs. You should also review your TRA regularly in case your plans change.

If you’re not sure about your retirement plans or investment choices, talk to an independent financial adviser. Find a list of local regulated advisers at unbiased.co.uk.

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