Paying into a final salary pension

Looking after your loved ones

Watch our short video to understand why it's so important to complete a Nomination for your pension...


Your pension isn’t just about you – it’s about your nearest and dearest, too.

Filling in a Nomination form is one of the biggest steps you can take to ensure you get the most out of your Railways Pension.
That's because life assurance is a valuable part of your membership. And although it’s not a pleasant subject to think about, you may want to consider making arrangements for what may happen in the event of your death.

Completing the form only takes five minutes and the easiest way to do it is by logging into, or registering for, your myRPS account

Why it's so important

A lump-sum payment may be payable, should you die before you claim your RPS pension so:

  • you can tell the Trustee who you’d like that money to go to;
  • your beneficiaries could be an individual, several people, organisations or charities; and
  • the Trustee will use the information you supply when it considers payments (although it is not obliged to follow your wishes). 
If you’ve already completed a form, you need to ensure you keep it up to date. It's worth checking every couple of years just to make sure the beneficiaries you've named reflect your current wishes.

Without a Nomination form, there could be uncertainty for your beneficiaries as the Trustee may have to get involved in lengthy correspondence – potentially leading to a delay in payments.


Do you need answers?

If you have a question about your pension, there's lots of information on our FAQs page. FIND OUT MORE »
RHS_widget infogfx_v10_Trustee know your wishes