Paying into a final salary pension

My benefits

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The good news is that you’re never too old or young to start thinking about your retirement planning.

The even better news is that being a member of the RPS comes with a lot of benefits to help you do just that:

• You’ll get a pension for life and could take a lump sum, which is currently payable tax-free, when you retire

• You and your employer both pay into your pension pot

• Your pension contributions are tax-efficient - they’re taken from your gross salary before you pay income tax

• You can top up your retirement fund by making Additional Voluntary Contributions

• Your beneficiaries could get a lump-sum payment if you die in service (so it’s really important you complete a Nomination form). Completing the form only takes five minutes and the easiest way to do it is by logging into, or registering for, your myRPS account.
 
• Pensions could be paid to spouses, partners or children.

Every year, we’ll send you an Annual Pension Estimate (APE) which tells you the essential things you’ll want to know – like how much you might expect to receive in your retirement. To find out more about the APE, see our FAQ section.

Pension payments

Not contributing to the scheme?

We have specialised information for you to understand your options. FIND OUT MORE »

Watch and learn

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Membership benefits

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​Close to retir​ement?

If you've got some questions, our
one-day pensions workshop could help.
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