Make a difference to your future

Save more with AVCs

Would you miss £10 a month? How about £20?

Maybe it buys you the occasional treat. But does it really make a difference?

You could find you need it more when you retire. Research suggests that millions of people are under-saving for their retirement and won’t have enough to fund the lifestyle they expect.

Help yourself

The good news is that you can boost your pension savings.

If you’re currently paying into the RPS, you can apply to join an Additional Voluntary Contribution (AVC) arrangement and pay from as little as £10 a month (or £2 a week if you’re paid weekly or four-weekly).

And just like your normal pension payments, the money you pay in will get tax relief*.

You might not miss £10 or £20 a month now, but those small amounts can soon build up and could make a real difference to your future! 

Next steps…

You can sign into your myRPS account and use the Lifestyle calculator in the ‘Planning my future’ section to see how much you might need when you retire.

Members of the IWDC Section: Learn more about AVCS and download an application to pay form.

Members of final salary sections: ​Learn more about the BRASS AVC arrangement and the funds you can invest in, or download an application form to join.

You can also sign into myRPS and use the Planner tool to see how BRASS payments could affect your pension savings.


* Subject to Annual Allowance limits.

BRASS member number (July 2016)

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