No longer paying into a final salary pension

Looking after your loved ones

We all want to provide for our loved ones after we’re gone, so it’s useful to know that your RPS membership includes a lump-sum payment to your beneficiaries if you die before you claim your pension.

By filling out a Nomination form, you can tell the Trustee who you’d like your beneficiaries to be and what percentage of the payment you’d like them each to receive.

You can nominate:

  • an individual person or several people
  • organisations, such as clubs
  • charities

Why spare five minutes?

The form only takes a few minutes to complete and can help avoid inheritance tax and delays in payments. These could occur if the Trustee has no record of your wishes.

Every couple of years, you should review your nominations to make sure your wishes haven’t changed.

How to nominate

You can submit a new form to update your nominations at any time by logging into, or registering for, your personal myRPS account.

The Trustee doesn’t have to follow your wishes but it will take them into account and look at your personal circumstances at the time you died.
 
 

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