Love your pension today … and it will love you back tomorrow!


It’s never too late pay attention to your workplace pension – after all, it’s going to provide for you as you grow old.

Life doesn’t end when you finish work and go on to retire. You’ll still want money in your bank to help you do the things that you want to do.

A workplace pension, such as the Railway Pension Scheme (RPS), is a great way of saving for your future.

There are many reasons why membership of the RPS is one of the best decisions you can make for your future.

Just a few of the benefits that RPS has to offer:

Tax-free savings

Your employer usually deducts your pension contributions from your salary before it gets taxed.

Peace of mind

Both you and your employer pay into your pension. When you retire, you’ll be paid a pension every four weeks for the rest of your life.  

A lump sum when you retire

You may be able to take some of your pension as a cash lump sum when you retire. Up to 25% will be tax free.

Help for your loved ones if you die

Should the worst happen, a lump sum can be paid to your loved ones, or an organisation of your choice.