News updates

03 October 2016

Hot topic

Do you need a State Pension top-up?

A State Pension top-up scheme is now available, with the aim of safeguarding pensioners' long-term financial security.

The scheme, which is expected to run for 18 months, is available to all pensioners who reach State Pension age before the new State Pension comes into force in April 2016, and could be worth up to £1300 a year.

By making a lump sum payment (called Class 3A voluntary contributions) between now and April 5, 2017, you could get between £1 and £25 extra per week.

To make the extra contributions, you must be entitled to the basic State Pension or Additional State Pension and be either:

  • a man born before 6 April 1951
  • a woman born before 6 April 1953‚Äč


These contributions could help women and the self-employed, in particular. In most cases, surviving spouses and civil partners will be able to inherit at least 50% of the extra pension.

Try the State Pension top-up calculator to see how much you’ll need to pay (this will only work if you are within the age ranges stated above).

Full details are available at

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