Your future starts here

Planning for your retirement has never been easier with your myRPS account

The website will be undergoing maintenance between 6am and 7am on Saturday 21 March 2026 (GMT). You will be unable to log into your online account during these times. We will be carrying out additional maintenance between 5am and 1pm on Saturday 21 March 2026. During these times you will be able to log in and can still request estimates and other changes, but they won't be processed until the maintenance is complete and may take longer than usual to show on your account.
We're sorry for any inconvenience this may cause.

What do you want to do today?

Use the quick links below to find the information you need. You can log in to your myRPS account to ask for an estimate, use the pension planning tools, make a nomination, switch your investment funds, check your details, and more...

What’s going on in the pensions world?

Keep up to date with the latest pensions news and developments in the Scheme.

Start your year off on the right foot, with financial wellness month

Jan 7, 2026
The new year is a great time of year to check in with your pension, remind yourself of pension updates and see if you can make some changes, if you need to.

 

How you can make the most of financial wellness month

1. Make the most of your website

If you haven’t already, register for your myRPS account, where you can easily manage your pension.

2. Get a rough idea of what you need to aim for

Use the Retirement Budgeting Calculator to see how much you may need to save for life after work. This takes into account things like where you plan on living and the lifestyle you’ll want, in retirement.

3. Use the free MoneyFit tool

Take the 5-minute Attitude to Money Quiz to see what kind of money personality you have. You’ll be given a MoneyFit score, and a personal MoneyFit action plan, that’ll show you areas where you may be able to free up money to contribute to your pension savings.

4. Get financial advice if you need to

You can find a list of Independent Financial Advisers at unbiased.co.uk, or use our preferred partner Liverpool Victoria (LV), who have a good knowledge of the Scheme.

5. Think about making extra savings with Additional Voluntary Contributions (AVCs)

If your pension savings aren’t on track for the lifestyle you want in retirement, you can think about saving extra with AVCs. Learn more about these here.

6. Familiarise yourself with the Autumn Budget 2025 updates

Here are the highlights:

  • The State Pension will increase by 4.8% from April 2026 to keep up with the cost of living.
  • No changes were made to the tax-free lump sum. When you retire, you may still take 25% tax-free cash lump sum (but no more than £268,275) of your pension as a tax-free lump sum.
  • New limits to salary sacrifice, where you give up part of your pay that your employer pays into your pension, will start from April 2029. This means you’ll pay National Insurance on any salary sacrifice contributions you make above £2,000 per year.
  • The income tax thresholds for personal allowance (£12,570), higher rate (£50,270) and additional rate (£125,140) are frozen until 2030/31. 
  • Unused pensions and death benefits may be subject to inheritance tax from April 2027.

You can learn more about these here.