Your future starts here
Planning for your retirement has never been easier with your myRPS account
The website will be undergoing maintenance between 5am and 2pm on Saturday 2 May. During these times, you will be unable to log into your account.
We apologise for any inconvenience this may cause and thank you for your patience.

Have you been contacted by Validentity/The Tracing Group? Learn more about the work we’re doing to check members are receiving the right benefits.
Use the quick links below to find the information you need. You can log in to your myRPS account to ask for an estimate, use the pension planning tools, make a nomination, switch your investment funds, check your details, and more...
Keep up to date with the latest pensions news and developments in the Scheme.
You can read the new digital version here. If you'd like to download the PDF, you can do so here.
In this issue, you'll find articles on:
Your pension increase 2026: for the 2026/27 year, your railways pension will increase by up to 3.8%.
Communications that work for you: how to get your comms in a way that suits you.
Managing your pension online: how to register for an online account and make the most of your member website.
Pension news in summary: your regular pensions news updates, including important information on Inheritance Tax, the State Pension and limits to Salary Sacrifice contributions from 2029.
The 2026 Trustee elections: how Trustees are elected and what’s happening this year.
You'll also find your regular features of the Chair's message, Rail Staff Travel updates, stories, letters and photos. Thank you to everyone who has written in to us.
Your printed copy of Penfriend
If you've opted into receiving a printed copy, this should be with you in the next few days.
In the meantime, you can read the latest issue on the dedicated newsletter page.
We’d love to hear what you think of this issue
If you enjoyed this issue, or have any suggestions on where we could improve, please tell us what you think by filling out this short survey.
Would you like to feature in the next issue?
Thank you to all who got in touch with us and contributed to this issue. If you'd like to feature in an upcoming issue of Penfriend, please send your letters and photos to penfriend@railpen.com.
Whether you’re just starting to pay into your pension or you're already taking it, we've got information to support you.