I'm new to the Scheme
10 things to know about pensions
Nominations for death benefits
Saving more
Pension tax limits
Transferring in or out
The State Pension
Pension scams
Divorce and my pension
Guidance and advice
I'm still working
Joining and auto-enrolment
I'm new to the Scheme
Benefits of my membership
My payments
Saving more
My circumstances have changed
Severance and redundancy
Leaving the Scheme and opting-out
I'm planning to take my pension
How much I'll need for retirement
When to retire
Staying in work
Ways to take my pension
Making the right decision
Applying for my pension
Transferring my pension
Guidance and advice
Watch out for pension scams
I'm already taking my pension
My pension payments and P60s
Annual pension increase
Updating my bank details
My pension when I die
Working after I take my pension
The State Pension
Useful contacts
Penfriend
Saving more with BRASS or AVC Extra
I'm still working
Joining and auto-enrolment
I'm new to the Scheme
How the IWDC Section works
Benefits of my membership
My payments
Saving more
My circumstances have changed
Severance and redundancy
Leaving the Scheme and opting out
Managing my investments
Investing: the basics I need to know
My fund choices
Fund risk ratings
Fund prices and performance
My Target Retirement Age
I'm planning to take my IWDC pot
Help and Support
Retirement Budgeting Calculator
Read as You Need guides
Video library
Glossary
FAQs
DB member forms
IWDC member forms
Get in touch
Reporting the death of an RPS member
How to give us feedback or make a complaint
My communication preferences
Financial wellness support
Pension webinars
News and views
About the Scheme
Investments
On Saturday 4th July 2026 to support essential maintenance activities, the service will be affected as follows:
05:00 – 08:00: During this time you maybe unable to access documents and may experience a delay to any transactions you try to make
08:00 – 12:00: The service will be unavailable during this period. Users will be unable to access their account while maintenance is completed.
We apologise for any inconvenience caused and appreciate your patience while these essential works are completed.
Have you been contacted by Validentity/The Tracing Group? Learn more about the work we’re doing to check members are receiving the right benefits.
Use the quick links below to find the information you need. You can log in to your myRPS account to ask for an estimate, use the pension planning tools, make a nomination, switch your investment funds, check your details, and more...
Keep up to date with the latest pensions news and developments in the Scheme.
Join one of our expert‑led online sessions to understand your pension better and feel more confident about your future.
Read MoreNew research from Pensions UK has shown a growing gap between what people expect from retirement and what they’re likely to achieve.
Read MoreWe understand the news from the Middle East is worrying. We want to explain how this affects the Scheme and our members.
Read MoreWhether you’re just starting to pay into your pension or you're already taking it, we've got information to support you.
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Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 7 Devonshire Square, London, EC2M 4YH. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.
