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When did you last talk about your pension?

Nov 2, 2026
Make your pension part of the conversation this Talk Money Week (2-6 November)


Talking about money isn’t always easy. But having a conversation about your finances can be a useful first step towards understanding them better.

This Talk Money Week, why not start a conversation about money with someone you trust?  Your Railways Pension Scheme (RPS) pension can be part of that conversation too.

What could you talk about?

You don’t need to be a pensions expert to start talking.

This year, Talk Money Week’s theme is It All Counts, highlighting how small, manageable actions can make a difference.

Here are five questions you could ask a colleague, friend or family member to get you started:

  • Do you know what kind of pension you have?
  • When did you last check your pension?
  • Do you know roughly what you might get when you retire?
  • Have you thought about when you would like to retire?

  • Do you know where to go if you have a question about your pension?

Even a quick conversation could prompt you to find out something useful about your own finances.

And our 10 things to know about pensions is also a great place to learn more about your RPS pension.

Why talk money?

With the current cost-of-living pressures, getting support for money worries is more important than ever.

Research shows that people who talk about money:
  • make better and less risky financial decisions
  • have stronger personal relationships
  • help their children form good lifetime money habits

  • feel less stressed or anxious and more in control

Talking about money can help build financial confidence and resilience to face financial problems in the future.
For wider support with money, visit the Money and Pensions Service (MaPS) website for more resources and tips.

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