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What is pension credit?

It’s extra money to help with your living costs if you’re over State Pension age and on a low income.

Pension credit is different from your State Pension. You may be entitled to it even if you own your own home, have other savings or income.

You may be eligible if you are:

• a carer
• responsible for a child or young person
• severely disabled
  

You must live in England, Scotland or Wales and have reached State Pension age to qualify.

Pension Credit tops up:

• your weekly income to £227.10 if you’re single
• your joint weekly income to £346.60 if you have a partner
  

You may also get extra amounts if you have other responsibilities and costs.

You can check if you're eligible by:

• using the Pension Credit Calculator. This'll show you how much you may be able to get if you're eligible.
  

You can also boost your financial wellness by:

• using the MoneyFit tool, which is available when you sign up for or log in to your myRPS account.
• using the Retirement Budgeting Calculator, to give you an idea of how much you may need for life after work.
• thinking about making extra savings, with AVCs.